From structured deposits to multi-million dollar transfers and bespoke lending facilities — every product at Alhambra is engineered for the scale, complexity, and discretion that ultra-high-net-worth clients require.
Preserve and grow your capital with deposit instruments that offer security, flexibility, and competitive returns — structured for substantial balances and individual timelines.
All deposits at Alhambra are held in segregated accounts under the oversight of CIMA, with complete transparency on rates, terms, and conditions.
Enquire About Deposits →Multi-currency current accounts with instant access, competitive FX rates, and full integration with our private banking platform. Denominate across 50+ currencies.
Learn More →Lock capital at guaranteed high-yield rates for terms from 30 days to 36 months. Full capital protection with interest paid monthly, quarterly, or at maturity.
Learn More →Systematic deposit plans with competitive interest accumulation — ideal for structured wealth building alongside existing investment portfolios.
Learn More →Capital-protected and capital-at-risk structured products combining fixed deposits with market-linked returns — for clients seeking yield enhancement.
Learn More →Indicative Fixed Deposit Rates
Interest at maturity
Monthly interest payment
Quarterly interest payment
Rates are indicative only and subject to change. Actual rates confirmed at time of placement. All deposits subject to CIMA regulatory requirements.
For individuals managing capital across multiple jurisdictions, seamless, reliable, and discreet fund transfer capability is not a feature — it is a necessity.
Alhambra's transfer infrastructure is built for high-value, cross-border flows — with real-time tracking, SWIFT priority routing, and a dedicated operations team available to resolve any issue immediately.
Enquire About Transfers →SWIFT-enabled international transfers to any correspondent bank globally. Priority routing available for same-day settlement on large-value transfers.
Learn More →Zero-fee domestic transfers with instant confirmation. Scheduled and standing orders supported for regular payment obligations.
Learn More →Competitive exchange rates across 50+ currency pairs with forward contracts and FX hedging solutions for clients managing significant currency exposure.
Learn More →Full payment lifecycle visibility — from initiation to final settlement — via your relationship manager and secure client portal.
Learn More →Strategic access to capital — at the right terms, at the right moment — can be as powerful a wealth management tool as any investment. Our lending solutions are designed for clients who understand that intelligent use of credit amplifies opportunity.
All credit facilities are structured individually, with terms negotiated based on the totality of your banking relationship and asset profile.
Discuss Lending Requirements →Credit facilities secured against your investment portfolio — providing liquidity without liquidating positions. Loan-to-value ratios tailored to asset class and quality.
Learn More →Mortgage and property finance solutions for international real estate acquisitions — including residential, commercial, and investment properties across major markets.
Learn More →Flexible revolving credit facilities for qualified UHNW clients — providing immediate access to capital for time-sensitive opportunities without asset liquidation.
Learn More →Structured lending for business acquisitions, corporate development, and strategic investment — tailored to the transaction timeline and repayment profile.
Learn More →Managing financial obligations across multiple jurisdictions — utilities, professional services, property maintenance, subscription obligations, and tax payments — requires an infrastructure that works globally without exception.
Enquire About Payment Services →Set up and manage recurring bill payments across any jurisdiction. Our operations team monitors payment execution and resolves exceptions proactively.
Learn More →Multi-currency disbursements to suppliers, service providers, and beneficiaries worldwide — with same-day processing for urgent payments.
Learn More →Fully managed standing orders with automated scheduling, exception handling, and regular reporting to your relationship manager.
Learn More →Structured support for international tax payment obligations — coordinated with your tax advisers to ensure timely, accurate payment across jurisdictions.
Learn More →Access your capital on your terms — whether immediate, scheduled, or structured. Our withdrawal solutions provide the liquidity flexibility that active wealth management demands, without compromising on security or speed.
Enquire About Withdrawals →Same-day access to funds in your current accounts — processed through our dedicated operations team with real-time confirmation.
Learn More →Pre-plan withdrawal timing to optimise interest accrual, tax efficiency, and cash flow management across your portfolio.
Learn More →Where required, structured early release options on fixed deposits — minimising penalty while ensuring access when circumstances change.
Learn More →Systematic withdrawal programmes for clients in distribution phase — designed to balance liquidity, tax efficiency, and long-term capital preservation.
Learn More →At Alhambra, our most valued relationships begin with a personal introduction. Our referral programme formally recognises and rewards clients who introduce qualified individuals to the bank — reflecting our belief that the best banking relationships are built on trusted networks.
All referral arrangements are documented, transparent, and structured in compliance with applicable regulations.
Learn About the Programme →Refer a qualified UHNW individual (min. USD 1M) who opens an account with Alhambra. Our referral fee structure is transparent and competitive.
Learn More →A dedicated programme for family offices, wealth advisers, legal firms, and accountants who regularly refer clients — with dedicated support and preferred service arrangements.
Learn More →All referral arrangements are fully disclosed, properly documented, and structured to comply with Cayman Islands regulatory requirements and applicable laws.
Learn More →We view referral relationships as long-term partnerships. Intermediaries who work with Alhambra benefit from our full capabilities and the confidence that their clients will receive exceptional service.
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